Why invest in a Personal Investment?
Many Australians seek success in wealth management by making multiple personal investments. However, some people may be hesitant to make their own investment decisions because of a lack of experience or expertise. By using a managed fund service, investors can benefit from the knowledge and experience of professionals.
Thousands of managed funds are available, including funds managed by the highly experienced investment management team at TPT Wealth. Our investment and fund management solutions cater to a diverse range of investors, so they can choose from a variety of options. Our options can help investors achieve their individual asset management goals.
Making personal investments can be a major financial decision, so we’ve answered common questions related to investment funds below to help you make an informed decision. Please note that the information provided is general and does not take into account the investment objectives, financial situation, or specific needs of any individual. Before acting on any advice, consider whether it is appropriate for your circumstances and seek independent advice. Always read the relevant Product Disclosure Statements (PDS) and other disclosure documents including the Target Market Determinations before making any decisions.
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Cash & Income Funds
Aiming for capital stability and consistent investment returns.
Investment Growth Funds
Potential for higher average investment returns over the long term.
All investments involve various elements of risk. Whilst TPT Wealth cannot eliminate all risks associated with an investment in the TPT At Call Fund, Growth Funds and TPT Wealth Income Funds (including the risk of loss of income and capital invested), as Responsible Entity and Investment Manager we employ a range of strategies that seek to actively identify, assess, manage, and reduce risk. Neither TPT Wealth, nor MyState Limited or MyState Bank Limited guarantee the repayment of capital or the performance of the TPT At Call Fund, Growth Funds and TPT Wealth Income Funds. For important information about Funds and their risks, please refer to the Fund’s PDS and TMD.
ASIC Benchmark Disclosures:
ASIC has developed a range of benchmarks for unlisted mortgage schemes (such as the Income Funds) the enable investors to understand the risks and assess the suitability of the investments. This information is updated on a quarterly basis and made available on this website.
Why invest with TPT Wealth?
Short, medium to long term investments
Over 30 years experience
Invest in assets generally not available to retail investors
24/7 access to your investments via our online investor portal
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What are some examples of personal investments?
People typically make personal investments to generate a return or achieve long-term financial growth. Stocks, bonds, real estate, an investment fund, and exchange-traded funds (ETFs) are some great examples of such investments.
When developing your investment strategy, it’s ideal to determine factors like your investment goals, risk tolerance, and investment horizon since personal investments vary in terms of risk, returns potential, and liquidity.
Here at TPT Wealth, investors are taking advantage of our Cash and Income Funds options, which aim to provide regular monthly income and capital preservation over short-, medium-, or long-term investment horizons.
TPT Wealth’s Income Funds can invest in a range of asset classes, such as fixed income, commercial mortgages, and money market securities, which influence the risk/return profile of each fund.
As with any type of investment – be it conservative investments, or more high risk options – it is important to understand the risks associated before deciding to invest. If you’re considering investing, it’s best to read the relevant Product Disclosure Statements (PDS) and other disclosure documents, including the Target Market Determinations (TMD) before doing so.
Why is having a personal investment important?
Personal investments can be an important part of successful wealth management for every Australian. There are many reasons people invest, such as savings for retirement, buying a home, or financing their children’s education, among other long-term financial goals.
In addition, one can supplement their income with investments or use them as passive income sources. Investments can also help preserve the purchasing power of money and allow a person’s savings to keep pace with inflation, especially when investing in assets that appreciate in value over time, such as stocks or real estate.
At TPT Wealth, we understand that not everyone feels confident making investment decisions on their own. TPT Wealth managed funds offer you access to the expertise, experience, and financial insights of our investment management team. Our experienced and skilled investment management team will manage your Income Fund investments on your behalf.
We will always strive to achieve the investment objectives described in the relevant Product Disclosure Statement (PDS).
What are some investment options for beginners?
Investing can seem intimidating to beginners. The good news is - there are lower-risk personal investment options available for all different kinds of investors and investment goals. Tools such as Target Market Determination (TMD) overviews can help investors to compare investment options.
To avoid making common mistakes while still starting an investment journey, beginners should conduct their own research and consult a professional financial advisor before making any investment decisions.
Income funds
Some income funds may suit investors interested in low- to medium- risk investments. When investing in income funds, you will typically receive regular distributions from interest payments and other securities that are intended to preserve your initial investment (capital) rather than generating capital gains.
Even though the capital and income return is not guaranteed, the income funds at TPT Wealth aim to deliver regular monthly income along with the preservation of capital. This is reflected in each fund’s asset mix. Please note that even though the income funds may be classified as low- to medium risk, investment comes with a certain risk of losing some or all of your capital.
Opening a TPT Wealth Managed Fund
Please read all disclosure documents including the Target Market Determinations, Financial Services Guide, Fund Reports, Privacy Policy and continuous disclosures before opening an investment with TPT Wealth.
You can find the TPT Wealth Managed Fund Reports and Disclosures here
Once you have read the disclosure information and if you are comfortable a TPT Wealth Managed Fund is for you, you have two options for opening an investment with TPT Wealth. Firstly, you can use the online application form available on our website, which only takes a few minutes to complete.
Alternatively, you can download and complete one of our paper forms, which can also be found on our website. And the good news is that whether you choose to apply online or via paper form, our team is available to assist you throughout the application process.
Whether you’re interested in our cash and income funds, growth funds, or any of our other services, you’re welcome to get in touch with our team. You can do so by completing our online enquiry form. Or to talk to us directly, please contact us at 1300 138 044 or via email - info@tptwealth.com.au.
Our goal is to make investing with TPT Wealth simple. As an investor in a TPT Wealth managed fund you will have round-the-clock access to your investment status through our online investor portal, allowing you to view transactions, switch between funds, top up your investment, and even submit a redemption online.
To get started with TPT Wealth – apply now!
