Features and benefits

Our Full Documentation Loan allows you to maximise your opportunity with a highly competitive interest rate and a higher borrowing capacity when you can completely verify your income. It requires full financials and tax returns from the last two years and offers a maximum loan amount of $10,000,000.

$10,000,000 Maximum loan amount
$0 ongoing account fees
Redraw facility
Additional principal payments permitted

Loan to Value Ratios (LVR)

Type of Security Max Loan Max LVR
Commercial - Metro $10,000,000 75%
Commercial - Regional $8,000,000 70%
Commercial - Rural (Tasmania) $6,000,000 60%
Commercial - Rural (Other) N/A N/A
Commercial - Land $6,000,000 65%



Specialised – Metro $5,000,000 65%
Specialised - Regional $3,000,000 65%
Specialised - Rural N/A N/A



Residential - Metro (Melb & Syd) $5,000,000 80%
Residential - Metro (Other cities) $3,000,000 80%
Residential - Regional $2,000,000 80%
Residential - Rural (Tas only) $2,000,000 60%
Residential - Land $2,000,000 65%

Loans are ongoing provided they are able to continue passing loan reviews every 1-3 years.

All loans are subject to TPT Wealth’s commercial lending credit approval criteria. Terms and conditions, including fees and charges apply. Government fees may also apply. Full details are available on application. We may vary any of the credit fees and charges or impose new credit fees and charges without your consent.

For more information, contact one of our Commercial Lending Relationship Managers on 1300 138 044 or commerciallending@tptwealth.com.au, or by making an enquiry below.

Important Information

It is important that you read all the information relating to our business & commercial loans. Please read the documents below before applying.

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