Wealth Management

Wealth Management

Even in a changing market and economic landscape, it’s possible to make sound investment choices.

Generally speaking, most people want to generate wealth while ensuring their savings are protected. However many Australians lack the time and expertise to make personal investments on their own, which makes seeking advice from a financial adviser and/or using a wealth manager an attractive, and often important option.

At TPT Wealth, we are dedicated to providing financial choices you can feel good about. We have decades’ worth of experience as fund managers, which we use to make sound financial choices on behalf of our investors.

Keep in mind that the information we’ve compiled is intended to be general, and this means that specific contexts, investment objectives, and individual requirements have not been accounted for.

Before making a decision to invest in any financial product, such as a cash investment fund, be sure to find out which one would best suit your needs. It would also be ideal to secure independent financial, legal, and taxation advice and gain a better understanding of how our service can align with your financial goals.

You should also always read the relevant Product Disclosure Statements (PDS) and other disclosure documents including Target Market Determinations (TMD) before making any investment decisions.

Let’s get started.

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Cash & Income Funds

Aiming for capital stability and consistent investment returns.

  • Short to medium term investors
  • Generate income from a diversified portfolio
  • Assets include bonds, money markets and mortgages
  • Delivers monthly variable returns

Investment Growth Funds

Potential for higher average investment returns over the long term.

  • Long term investors
  • Assets include property, Australian and International shares
  • Short term ups and downs are part of the funds’ performance
  • Regular income streams

All investments involve various elements of risk. Whilst TPT Wealth cannot eliminate all risks associated with an investment in the TPT At Call Fund, Growth Funds and TPT Wealth Income Funds (including the risk of loss of income and capital invested), as Responsible Entity and Investment Manager we employ a range of strategies that seek to actively identify, assess, manage, and reduce risk. Neither TPT Wealth, nor MyState Limited or MyState Bank Limited guarantee the repayment of capital or the performance of the TPT At Call Fund, Growth Funds and TPT Wealth Income Funds. For important information about Funds and their risks, please refer to the Fund’s PDS and TMD.

ASIC Benchmark Disclosures:
ASIC has developed a range of benchmarks for unlisted mortgage schemes (such as the Income Funds) the enable investors to understand the risks and assess the suitability of the investments. This information is updated on a quarterly basis and made available on this website.

Why invest with TPT Wealth?

Short, medium to long term investments
Over 30 years experience
Invest in assets generally not available to retail investors
24/7 access to your investments via our online investor portal

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What is the difference between a financial advisor and a wealth manager?

The terms ‘financial advisor’ and ‘wealth manager’ are often used synonymously, but there are some key differences between the two. A financial advisor is a professional who helps clients manage their individual financial circumstances. They typically provide advice on financial planning, retirement planning, tax planning, and maybe even planning for the future education of your children.

A wealth manager is a specialised provider of financial services who predominantly work with high-net-worth individuals and corporations. Wealth managers generally provide comprehensive financial planning services that may include estate planning, investment management, tax and risk management, and philanthropy.

To make an informed decision on which professional to hire, it’s important to take into account the scope of their services, their costs, and their qualifications. It’s also crucial to consider if their specialty areas match your unique needs. Since it’s an important decision, don’t hesitate to compare different services before making a choice.

Whether you’re looking for conservative investments or higher-risk financial investments and asset management, we at TPT Wealth have a highly skilled investment management team. Get in touch with us at info@tptwealth.com.au and learn more about the investment services we offer.

How much money is required for wealth management?

At TPT Wealth, we have a portfolio of cash and income funds that invest in a range of asset classes. This includes fixed income, money market, and commercial mortgages. The diversified portfolios have varying risk/return profiles to suit different investor appetites.

Start investing with a minimum of $1,000 in our TPT At Call Fund or $5,000 in our income funds (i.e. the TPT Fixed Term Fund, TPT Long Term Fund, and TPT Select Mortgage Fund). Each income fund also has a specific initial investment term, which ranges from zero months to twelve months, after which you may redeem your investment while respecting the applicable notice period.

It’s important to note that you should always go through the necessary Product Disclosure Statements (PDS) and other related disclosure documents, like the Target Market Determinations (TMD). Once you’ve taken in all the information and understood all the potential risks and returns, you can make a final decision.

Who benefits most when it comes to wealth management services?

Both wealth management companies and individual investors can benefit from the personal wealth management service setup. The fees keep the business running, while the returns may keep the clients financially satisfied. Generally, investors with higher capital could benefit from wealth management services.

Only these individuals or corporations typically get to experience advantages like professional advice, investment convenience, and overall time-saving. However, unlike an investment wealth management solution, our service at TPT Wealth offers short-, medium-, or long-term investments with competitive minimum investment amounts and exclusive service benefits.

Income funds

Income funds can be a good choice if you’re interested in a low- to medium-risk investment. When you invest in these funds, you get relatively regular payments from interest payments and other securities that are designed to preserve your capital.

Although capital is not guaranteed, income funds can still be a lower-risk option when considering asset mix, benefits, risks, and redemption timeframes. The goal of this type of fund is to generate monthly income rather than maximise capital gains.

At TPT Wealth, you’ll also be able to pool your funds with other aspiring investors who are keen on applying for a mortgage fund , a cash investment fund, or other related options. You could also invest in assets that are generally not available to retail investors, for a more diversified portfolio.

For better financial monitoring, we even give our clients 24/7 access to view their investment status through our online investor portal. Through our skills and experience, we can help manage the risks involved in investing to help our clients reach their goals.

Get started today with us at TPT Wealth, and contact us at 1300 138 044 if you have any questions or concerns you want to discuss.

Don’t hesitate to talk to us and reach out for a quote – apply now.

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