Features and benefits

Our Development Loan is designed specifically for developers looking to finance commercial construction, subdivision or unit developments. Loans are progressively drawn down based on the valuers and or quantity surveyors recommendation on cost to complete and as-is valuation. Requires a financial assessment of the previous two years’ tax returns and full financials.

$10,000,000 Maximum loan amount
$0 ongoing account fees
Additional principal payments permitted
Loan progressively drawn for construction purposes

Loan to Value Ratios (LVR)

Type of Security Max Loan Max LVR
Commercial - Metro $10,000,000 70%
Commercial - Regional $8,000,000 65%
Commercial - Rural (Tasmania) $6,000,000 55%
Commercial - Rural (Other) N/A N/A
Commercial - Land $6,000,000 60%



Specialised – Metro $5,000,000 60%
Specialised - Regional $3,000,000 60%
Specialised - Rural N/A N/A



Residential - Metro (Melb & Syd) $5,000,000 70%
Residential - Metro (Other cities) $5,000,000 70%
Residential - Regional $3,000,000 70%
Residential - Rural (Tas only) $2,000,000 60%
Residential - Land N/A N/A

Loans are ongoing provided they are able to continue passing loan reviews every 1-3 years.

All loans are subject to TPT Wealth’s commercial lending credit approval criteria. Terms and conditions, including fees and charges apply. Government fees may also apply. Full details are available on application. We may vary any of the credit fees and charges or impose new credit fees and charges without your consent.

For more information, contact one of our Commercial Lending Relationship Managers on 1300 138 044 or commerciallending@tptwealth.com.au, or by making an enquiry below.

Important Information

It is important that you read all the information relating to our business & commercial loans. Please read the documents below before applying.

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