Features and benefits

Our SMSF Loan is great option for borrowers looking to add commercial or residential property to their superannuation portfolio. You can also use it to refinance existing residential or commercial property in your SMSF, with additional repayments, flexible repayment options and pre approvals available.

$5,000,000 Maximum loan amount
$0 ongoing account fees
Additional payments
Additional principal payments permitted

Loan to Value Ratios (LVR)

Type of Security Max Loan Max LVR
Commercial - Metro $5,000,0000 70%
Commercial - Regional $3,000,000 65%
Commercial - Rural (Tasmania) $2,000,000 50%
Commercial - Rural (Other) N/A N/A
Commercial - Land N/A N/A



Specialised – Metro $2,000,000 50%
Specialised - Regional N/A N/A
Specialised - Rural N/A N/A



Residential - Metro (Melb & Syd) $3,000,000 80%
Residential - Metro (Other cities) $3,000,000 80%
Residential - Regional $2,000,000 80%
Residential - Rural (Tas only) N/A N/A
Residential - Land N/A N/A

Loans are ongoing provided they are able to continue passing loan reviews every 1-3 years.

All loans are subject to TPT Wealth’s commercial lending credit approval criteria. Terms and conditions, including fees and charges apply. Government fees may also apply. Full details are available on application. We may vary any of the credit fees and charges or impose new credit fees and charges.

For more information, contact one of our Commercial Lending Relationship Managers on 1300 138 044 or commerciallending@tptwealth.com.au, or by making an enquiry below.

Important Information

It is important that you read all the information relating to our business & commercial loans. Please read the documents below before applying.

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