A managed fund pools together the money of many investors which is then invested for each Fund in the asset classes determined by the established investment objectives. Our experienced team manage the funds you are investing in. Read the latest disclosures

Cash & Income Funds

Aiming for capital stability and consistent investment returns.

  • Short to medium term investors
  • Generate income from a diversified portfolio
  • Assets include bonds, money markets and mortgages
  • Delivers monthly variable returns

Investment Growth Funds

Potential for higher average investment returns over the long term.

  • Long term investors
  • Assets include property, Australian and International shares
  • Short term ups and downs are part of the funds’ performance
  • Regular income streams

All investments involve various elements of risk. Whilst TPT Wealth cannot eliminate all risks associated with an investment in the TPT At Call Fund, Growth Funds and TPT Wealth Income Funds (including the risk of loss of income and capital invested), as Responsible Entity and Investment Manager we employ a range of strategies that seek to actively identify, assess, manage, and reduce risk. Neither TPT Wealth, nor MyState Limited or MyState Bank Limited guarantee the repayment of capital or the performance of the TPT At Call Fund, Growth Funds and TPT Wealth Income Funds. For important information about Funds and their risks, please refer to the Fund’s PDS.

ASIC Benchmark Disclosures:
ASIC has developed a range of benchmarks for unlisted mortgage schemes (such as the Income Funds) the enable investors to understand the risks and assess the suitability of the investments. This information is updated on a quarterly basis and made available on this website.

Why invest with TPT Wealth?

Short, medium to long term investments
Over 30 years experience
Invest in assets generally not available to retail investors
24/7 access to your investments via our online investor portal

Why invest in a Managed Fund?

Managed Investment Funds are an option for both experienced investors and also those who are dipping their toe in the water and just starting out. Income funds aim at providing investment returns at competitive variable rates while generating income paid monthly in the form of a distribution to the investors. Growth funds seek potentially higher average investment returns over the long term.

As an investor, you have many options when deciding on the best place to put your money. Our fund managers then invest these funds into assets that are not often available to smaller, individual investors. Many high performing assets are only available to institutional investors and often require large sums of money to invest initially. For over 30 years we have managed funds on behalf of our clients throughout many economic cycles.

Choose from our range of investment options to best suit your different goals and risk profile. However, ensure you understand the risks associated with Managed Investment Funds, as they are not like a bank deposit or term deposit and have a different risk profile. Read the relevant Product Disclosure Statements (PDS) and other disclosure documents including the Target Market Determinations, before deciding to invest.


Learn more about Managed Funds

We've compiled some information about managed investment schemes, also known as managed funds. This information is intended to be general in nature and does not take into account the investment objectives, financial situation or particular needs of any particular person.

Before acting on any advice, consider whether it is appropriate for your circumstances and read the relevant Product Disclosure Statements (PDS) and other disclosure documents, including the Target Market Determinations, before making any decisions.

How do Managed Funds work?

Managed funds are an investment option for people who have money that they wish to invest, but who are seeking the skills and experience of a professional fund manager to make investment decisions on their behalf. They can sometimes be referred to as a managed investment scheme.

Managed funds can be a good way to begin your investment journey with relatively low capital, helping you generate income from a diversified portfolio. With a keen eye for different investment opportunities, our investment management team carefully review liquidity for redemptions and take advantage of sensible market opportunities.

Funds can consist of single-asset classes or mixed-asset classes. They can include investments made in cash, such as money market funds, government bonds, and bank bills. Bonds funds or fixed income investment funds can include both lower-risk government bonds as well as higher-risk corporate bonds.

A managed fund may also comprise investments in mortgage funds, residential and commercial property development funds, share funds (made in listed companies both within and without Australia), as well as alternative investment funds, including private equity, derivatives, and commodities.

Mixed-asset managed funds are spread over multiple types of investments, but this doesn’t always mean a lower-risk, diversified funds portfolio. Before committing to any type of investment, always review the target market determination (TMD) and the product disclosure statement (PDS).

This will clearly identify the type of investments the funds will be used for as well as your investment commitments, such as the optimal length of investment and how to contact the fund manager should you have a problem or wish to seek more clarity about how your money is being invested.

Before deciding on any type of managed investments, ensure you understand exactly what’s on offer and check that the product is right for you. It’s always a good idea to compare investment funds to ensure you understand the risks and potential returns before you commit to an investment decision.

Are Managed Funds a good investment?

Only an individual investor can decide whether managed funds are a good investment for them. What makes a good investment for one investor may not work for another. Before making any type of investment, individuals should review the PDS as well as their financial position and goals.

If you are seeking short-term managed funds with higher returns, then you are most likely looking for higher-risk investment opportunities. Longer-term and lower-risk opportunities are more suited to individuals seeking more stable investment opportunities.

Always seek independent financial, legal, and taxation advice and compare managed funds before committing. This way, you can make an informed decision about how to manage your money and potential to increase your investment returns.

How do I invest in Managed Funds?

Investing in managed funds is generally easier than managing your own individual investments because you are pooling your capital with other investors, which may allow you to invest in assets generally not available to retail investors. This usually means that your initial investment outlay can be lower than if you are seeking to manage your own investment portfolio.

At the same time, you receive the benefit of professional financial management. However, there are also fees associated with this type of investment, so it’s important to review all fees and payment structures before committing.

There are thousands of managed funds to choose from, including funds managed by the highly experienced investment management team at TPT Wealth. We deliver managed investment solutions to a broad range of investors. If you have any questions regarding how we can help you achieve your financial goals, please feel free to get in touch with us at either 1300 134 044 or via email at info@tptwealth.com.au.

What is the average return on Managed Funds?

A range of factors can influence a fund’s performance, including interest rates set by the Australian Reserve Bank. Average returns may also vary depending on the type of funds, the investment strategy employed, and the specific time period being considered.

A single year of returns on managed funds is usually not enough to give you a complete picture of how a managed fund is expected to perform throughout your investment. To build a more rounded understanding of a fund’s performance, always seek between 5 and 10 years of data.

Returns can be negative at points in time, especially when the money is invested in higher-risk assets, including shares and property. While looking at historical data is helpful, it is important to understand that past performance is not a reliable indicator of future managed fund returns. All investments come with an element of risk.

Income Funds

If you're seeking a low- to medium-risk/return investment, income funds can be a good option for you to consider. Investing in these funds means you receive current distributions from interest payments and other securities that are focused on the preservation of capital.

Although capital is not guaranteed, income funds still pose an advantageous lower-risk option in the context of asset mix, benefits, risks and redemption timeframes. Compared to other types of funds, this one is geared towards generating monthly income rather than maximising capital gains.

TPT Wealth’s Income Funds invest in a selection of asset classes including money market, fixed income and commercial mortgages to offer diversified portfolios with varying risk/return profiles to suit different investor appetites.

Start your journey with TPT Wealth and apply online today or contact us at 1300 138 044 for more information about any of our financial products.

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