Features and benefits
Not everyone is able to provide the standard financial documentation, but that doesn’t mean there aren’t lending options available to you. Our Alternative Documentation Loan offers flexible financial criteria for businesses who might not have all the standard documents to verify their income, but who are able to provide other alternatives, like the previous 12 months’ tax return, bank statements and BAS statements.
$6,000,000 Maximum loan amount
$0 ongoing account fees
Redraw facility
Additional principal payments permitted
Loan to Value Ratios (LVR)
| Type of Security | Max Loan | Max LVR |
|---|---|---|
| Commercial - Metro | $6,000,000 | 75% |
| Commercial - Regional | $5,000,000 | 70% |
| Commercial - Rural (Tasmania) | $3,000,000 | 60% |
| Commercial - Rural (Other) | N/A | N/A |
| Commercial - Land | N/A | N/A |
| Specialised – Metro | $3,000,000 | 60% |
| Specialised - Regional | N/A | N/A |
| Specialised - Rural | N/A | N/A |
| Residential - Metro (Melb & Syd) | $3,000,000 | 80% |
| Residential - Metro (Other cities) | $3,000,000 | 80% |
| Residential - Regional | $2,000,000 | 80% |
| Residential - Rural (Tas only) | $1,000,000 | 50% |
| Residential - Land | $1,000,000 | 65% |
Loans are ongoing provided they are able to continue passing loan reviews every 1-3 years.
All loans are subject to TPT Wealth’s commercial lending credit approval criteria. Terms and conditions, including fees and charges apply. Government fees may also apply. Full details are available on application. We may vary any of the credit fees and charges or impose new credit fees and charges.
For more information, contact one of our Commercial Lending Relationship Managers on 1300 138 044 or commerciallending@tptwealth.com.au, or by making an enquiry below.
Important Information
It is important that you read all the information relating to our business & commercial loans. Please read the documents below before applying.
